payment in the form of Commission. Along with banks moving money in the markets imple- Directors carries out and other financial institutions: investment funds, insurance companies, stock exchanges, brokerage, dealership and D. Economic independence implies: • the freedom to dispose of own funds of the Bank and mobilization of resources; • free choice of clients and investors; • free disposal of the Bank's income. The guarantee agreement is a Supplement to the credit agreement and shall be certified by a notary. This: • issuing Bank, which is fixed for monopoly money issue; • the Bank of government: budget execution and control of the state governmental debt; • the Bank of banks: clearing centre, the lender of last resort; • conductor of monetary and foreign exchange policy; • the Supervisory authority for banks and financial markets.
The most im- more common are the following: term loan, checking loan, call the loan. Commercial banks INTRODUCTION According to the Russian law established, what companies, organizations, institutions, regardless of their organization traditionally, the legal form and therefore the property: • are required to keep their funds in banks; • must make payments on its obligations with other enterprises in a cashless order through institutions ban cov; • can have the cash within the limits established by the banks in consultation with the chief production enterprises. PRINCIPLES COMMERCIAL BANK The set of reasons that businesses guide podstolice in the process of activity, called principles. However, there are a number of issues: 1) What is Bank in a market economy? 2) What is his role? 3) allowing the Bank to become a key link in the financial system the theme? 4) What is the banking system of the Russian Federation? 5) What are the problems of functioning of the Russian banking system? 1.1. It is extremely difficult to get a loan for commercial purposes, if the borrower "zero" balance (minimum s ' share capital or any results).
Guarantee means the guarantor's obligation to pay for guaranteed a certain amount upon the occurrence of a guarantee event. Passive operation is a set of operations that provide promoting the formation of commercial Bank resources. Cash individuals and legal entities can store in their vault and payments can be made by them under as required. The narrowness of national markets capital the thals, or tactical purposes borrowing may be done for border. Main clients blunt were traders, merchants (hence the name "commercial the Bank"). 3. Liability insurance for the borrower's outstanding loan JW- is pretty common form of collateral, though and increases the cost of the borrower on the loan fees insurance- tion, i.e. Within provided- tion of the loan, the Bank pays all the accounts of a business entity. However, the above classification is based on chaotic- tion, haphazard qualifying signs. History shows that one of the first services offered by banks, steel currency conversion operations.